Respuesta :
Although they might turn down your request, it doesn't harm to inquire. Use this information to your advantage if you've shown the issuer a history of timely payments and other ethical conduct. It is worthwhile to ask because a lower interest rate can guarantee that you pay less interest overall.
Does requesting a lower interest rate harm your credit?
Lower interest rates can be agreed upon by customers and credit card businesses. In a number of circumstances, attempting to negotiate a credit card rate can be a viable alternative. Your credit account or score shouldn't be impacted if you ask for a reduced rate.
Can I ask my credit card provider for a lower interest rate?
You can bargain for a lower credit card interest rate.
To know more about interest rate visit:-
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