In 3 Years ago Mateo wants to buy a bicycle that costs 700.00. if he opens a savings account that earns 10% interest compounded quarterly how much will he have to despoit as principal to have enough money in 3 years to buy the bike

Respuesta :

Answer:

He have to deposit $520.49 as Principal to have enough money in 3 years to buy the bike.

[tex]\text{ \$520.49}[/tex]

Explanation:

The formula for calculating the Future value of Compound interest is;

[tex]A=P(1+\frac{r}{n})^{nt}[/tex]

Where;

A = Future Value/Amount

P = Principal

r = Interest rate (decimal)

n = number of times the interest is compounded per unit time "t"

t = Time

Making the Principal P the subject of formula;

[tex]P=\frac{A}{(1+\frac{r}{n})^{nt}}[/tex]

Given;

A = $700.00

r = 10% = 0.10

n = compounded quarterly (4 times a year) = 4

t = 3 years

substituting the given values;

[tex]\begin{gathered} P=\frac{\text{ \$700.00}}{(1+\frac{0.10}{4})^{4(3)}}=\frac{\text{ \$700.00}}{(1.025)^{12}} \\ P=\text{ \$520.49} \end{gathered}[/tex]

Therefore, he have to deposit $520.49 as Principal to have enough money in 3 years to buy the bike.

[tex]\text{ \$520.49}[/tex]