[tex]\begin{gathered} \text{ The total amount we will pay is } \\ 3000(1+0.056)=3000\cdot1.056=3168 \\ \text{the total amount we will pay is \$3168} \end{gathered}[/tex][tex]\begin{gathered} \text{ For 3 years (36 months)},\text{ the monthly pay is} \\ \frac{3186}{36}=88 \\ \\ \text{ The estimated monthly payment is \$88} \end{gathered}[/tex]