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Gerald has a major medical policy with a 500deductibleand80/20coinsurance.Heincursa500deductibleand80/20coinsurance.Heincursa20,000 covered loss. How much does Gerald pay on the claim?

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Answer: $4,400

Explanation:

Gerald pays the deductible ($500) and 20% of $19,500 ($3,900), which works out to a total of $4,400. That is $3900 + &500= $4400

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