Jian is 40 years old and he has a relatively low tolerance for risk in his investments. That​ is, he​ doesn’t like to see his investments fluctuate wildly in value from week to​ week; he wants to earn a relatively consistent return from year to year. Using Doc​ White’s advice​ (as in his​ "asset allocation​ flowchart"), which of the following asset allocations would you recommend for Jian​’s retirement​ plan?A. 30% stocks, 70% fixed income (bonds)B. 30% precious metals, 40% stocks, 30% bondsC. 60% stocks, 40% bondsD. 40% stocks, 30% short-term bonds, 40% international bonds