Melissa and Maisie are separately applying for a $3,900, 12-month personal line of credit loan. Maisie has a FICO credit score of 755 and Melissa has a FICO credit score of and 615, but otherwise they have similar loan applications. They were each offered a 12-month loan but at different interest rates. One rate is 10%, and the other rate is 20%. Whcih statement(s) mostly correctly addresses which rate each person gets? Check all that apply.