Americans rely on their credit score for almost everything, from buying a house to even getting a job. Companies such as Experian, Equifax and TransUnion are the main credit reporting agencies in the U.S. Recently these companies have been offering a service called, "Boost your credit", which involves customers to pay to boost their credits. Based on what you know about conflict of interest/independence, do you believe this promotion impair their neutral position in providing people with a credit score? Please explain how you came to your response.