Finance includes all of the following EXCEPT determining a firm's long-term investments. obtaining funds to pay for investments. recording and classifying financial transactions. conducting the firm's everyday financial activities. managing the firm's risks. If today's currency wears out it can be replaced, thus demonstrating that it is Portable. Divisible. Stable. Durable. Valuable. Every month Bill adds to his savings account with a financial institution, which makes loans for homes. The only money he makes from this institution is interest on his savings. The financial institution is most likely a commercial bank. finance company. savings and loan association. mutual savings bank. credit union. Financial analysis, word processing, and Web browsing software are examples of application programs. system programs. electronic spreadsheets. Databases. Files. Lumber companies convert raw lumber into dimensional lumber and paper products through a(n) _________ process. Analytic assembly chemical Synthetic fabrication