1. What are the advantages of consumer credit? 2. What are the disadvantages of consumer credit? 3. What are some factors that influence a person's credit rating or their ability to get credit? How do each of these factors influence the extension of credit?4. What are three different cards that someone might have in their wallet? Describe each type of card. How do these cards differ from each other? 5. How does the use of credit influence businesses and the economy?